Wealth Growth Estimator
Step Up SIP Calculator
Calculate how much wealth you can create by increasing your SIP investments regularly every year.
Monthly investment₹
Annual step up%
Expected return rate (p.a)%
Time periodYr
Invested amount₹1,200
Est. returns₹6
Total value₹1,206
Investment
Returns
Total Value₹1,206
Returns make up 1% of your total value
Step Up SIP Calculator
A Step Up SIP Calculator is an advanced tool that helps you calculate the future value of your Systematic Investment Plan (SIP) if you increase your investment amount by a certain percentage every year.
How does a Step Up SIP work?
As your income increases over time, it makes sense to increase your investments proportionally. A Step Up SIP (or Top-up SIP) allows you to automatically increase your monthly SIP contribution by a fixed percentage annually. This small step can significantly amplify your long-term wealth creation due to the power of compounding.
FAQ
What is Annual Step Up?
Annual Step Up is the percentage by which your monthly SIP investment increases every year. For example, if you start a SIP of ₹10,000 with a 10% step up, your monthly SIP next year will be ₹11,000.
Why should I use a Step Up SIP?
It helps you align your investments with your growing income. By stepping up your SIP, you can reach your financial goals much faster without feeling the pinch of a large initial investment.
Is Step Up SIP better than regular SIP?
Yes, because it beats inflation and maximizes compounding. Since your investments grow as your income grows, it drastically increases your final maturity corpus compared to a flat regular SIP.
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